Welcome to Situ Credit: Your Partner in Financing Your Dreams

Flexible auto loans to fit your unique needs and budget

An auto loan from Situ Credit allows you to leverage the equity in your vehicle to access fast and flexible financing. With our logbook loan, you can borrow against the value of your car while still retaining ownership and the ability to use it as usual.

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Situ Credit Auto Loans

where your car dreams become a reality

Logbook Loan

Access fast and flexible financing by leveraging the equity in your car. Simply use your vehicle’s logbook as collateral to secure a loan, while still retaining the ability to use your car as usual. Our logbook loans offer quick approval, flexible repayment terms, and competitive rates, making them an ideal choice for individuals looking to access cash without selling their vehicle.

Asset Financing

Owning your dream car has never been easier with our asset financing solutions. With flexible repayment plans and competitive rates, we empower you to drive your car while maintaining financial stability. Our expert team guides you through the process, offering transparent terms and timely approvals. Say goodbye to compromises and hello to the driver’s seat. 

Import Financing

Dreaming of importing a car from abroad? We can help make it a reality with our import finance options. Whether you’re importing a luxury vehicle, classic car,, our import finance solutions offer competitive rates and flexible terms to make the process easy and affordable. With our expert guidance and streamlined approval process, you can bring your dream car home without breaking the bank.


Looking to upgrade your car loan for better terms and flexibility? We offer buyoff solutions, providing top-up options and improved terms tailored to your needs. Our seamless process ensures a hassle-free transition, allowing you to enjoy the benefits of a more advantageous loan structure. Say goodbye to restrictive terms and hello to enhanced flexibility and reliability. 

Financing to keep you moving forward

we understand that financial needs vary, and that’s why we offer a diverse range of loan options to suit your individual requirements. Whether you’re looking to unlock the value of your vehicle or secure financing for business assets, Situ Credit has the solutions you need to achieve your goals.

Quick Approval: Get approved for a logbook loan in as little as 24 hours, so you can access the funds you need when you need them most.

Flexible Terms: Enjoy flexible repayment terms tailored to your financial situation and budget, with options to repay over a period that suits you.

No Hidden Fees: With Situ Credit, what you see is what you get. We believe in transparency and honesty, so you won't have to worry about hidden fees or surprises.

Our Process:

  1. Application: Submit your application online or in person at one of our branches in Kenya.
  2. Review: Our team will review your application and assess your eligibility for an auto loan.
  3. Approval: Once approved, you’ll receive an offer detailing the terms of your loan in Kenya.
  4. Financing: After accepting the offer, funds will be disbursed to you or the car yard | company for the applied loan

FAQs (Frequently Asked Questions):

 To qualify for an auto loan with Situ Credit Kenya, you must be a Kenyan resident aged 18 or older with a valid Kenyan ID and proof of income.

Situ Credit Kenya offers quick approval, with most applications processed within 24 hours.

Situ Credit Kenya considers all credit profiles, and we may be able to offer you an auto loan even if you have bad credit.

Get started today

Reach out to Situ Credit for inquiries, assistance, or support. Contact us by phone, email, or visit our branch.