Find tailored home insurance coverage with Intact and protect what you value by choosing the coverage you need.

Fire and Special Perils

Provides protection for your commercial buildings, contents, fixtures and fittings, machinery, stock and materials in trade against fire, lightning, explosion, earthquake, storm, flood, riot, strike, civil commotion, miscellaneous/special perils and spontaneous combustion.

Domestic Package

Provides cover on; the building, the building and contents both inside and, or outside the house, House servants against death or injury whilst in the course of employment and Personal legal liability to third parties.

Theft/Burglary Insurance

Covers losses or damage resulting from or following the unlawful breaking and entering of designated premises or places of safekeeping.

If you’re in an accident that causes bodily injury* or property damage to someone else, you could be sued.

Public Liability

Covers the cost of claims made by members of the public for incidents that occur in connection with your business activities.

Product Liability

protects your business should a customer incur damages as a result of a fault with the product you have provided them with. It covers liability for compensatory costs, legal fees and any other costs associated with the case.

WIBA

Covers the legal liability of an employer that relates to bodily injury including death or disease sustained by an employee and which arises out of and in the course of their employment.

Professional Indemnity

Protects you and your business against claims for alleged negligence or breach of duty arising from an act, error or omission in the performance of professional services.

Directors and Officers Liability

Protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or other type of organization. It can also cover the legal fees and other costs the organization may incur as a result of such a suit.

No matter what kind of vehicle you are insuring you can choose various levels of coverage, depending on how much protection you want for your car insurance.

Third Party

Covers third party bodily injury and property damage arising out of a vehicle accident. This covers unlimited liability for Third party personal injuries or death. For any vehicle, this is the minimum cover required by the Motor Insurance Act. No cover is provided for any form of damage to the policyholder’s vehicle.

Third party Fire & Theft

Cover extends to cover theft, fire, third party bodily injury and property damage. This cover is not very common. It has features of comprehensive cover but excludes damage arising from an accident. This is advisable for vehicles not exposed on the roads.

Comprehensive

Covers third party liability and property damage to the vehicle i.e. damage arising out of fire, theft and accidental damage to the vehicle. It is the widest cover available.

We offer tailor made and affordable medical covers to meet the needs of Corporates, Groups, Individuals and Students.

A serious injury or death can have a financial impact even for two-income families.

Personal Accident

Offers compensation for death, or disablement as well as medical expenses arising from an accidental occurrence.

Group Personal Accident

Institutional policy which provides compensation in the event of injuries, disability or death caused by violent, accidental, external and visible events.